workcover private investigator brisbane
A WorkCover private investigator is a licensed private investigator; for Brisbane, they must be a Queensland licensed private investigator. Investigations are generally of two types, a factual investigation, or a surveillance investigation. To investigate phone 1300 966 103, email us at [email protected], or 24/7 use our Contact Us form, free quotes.
A WorkCover private investigator may also be called a Workers Compensation private investigator, or a private detective. A WorkCover investigator includes a Government, or private insurance company, employee. A private investigator is generally used after a claim is accepted by an insurer, and the employer suspects fraud. To make inquiries, to investigate suspected WorkCover fraud, you can text only to 0427 703 120 (business hours).
The indications of fraud include a morphing claim, an illogical claim, the doctor shopper, the person who gets worse not better, the claim at the end of a contract, or after a disciplinary action, the long term claimant with a history, or a workplace where multiple claims suddenly appear. We are the way to give power back to the employer, where fraud is suspected, and the insurer will not engage. The onus to provide evidence of fraud can fall back on the employer, once the claim is accepted.
Once the claim is accepted the insurer becomes a rehabilitation coordinator, with the injured worker as the focus; the insurer cannot investigate fraud without a reasonable suspicion being established. We are the method by which that suspicion becomes evidence of fraud. You are looking for consistent actions, behaviours, capacities, inconsistent with the claimed restrictions. For extreme examples the totally incapacitated employee who is renovating, and flipping, houses, or the worker who claims to be unable to drive but is dropping off, and picking up, the kids from school every day, and running an Uber service in between.
The private investigator is not cheap, the private investigation is not cheap, however the costs associated with claims, once you go past your industry average, will be reflected in premiums for many years. There are two costs associated with a claim, a long term claim, a serious claim, a fraudulent claim, these are the costs of having a person being paid, but not working (so someone else must cover the work, and the insurer will line you up for cost recovery of the income support), and the subsequent civil claim many make, for long term impairment, loss of income.
We are here to gather evidence to try and defray the cost, and prompt the insurer to make further inquiries. Generally you only get one shot at that. Please remember that the person you are dealing with is generally either an insurance broker, or for bigger, and Government insured, a rehabilitation coordinator. Where we have handed you strong evidence of fraud, of things not being as the claimant states, ask for the fraud section, and submit the evidence to them.
The objective of the Workcover private investigator Brisbane investigation is the protection of the employer, the business, from unwarranted insurance claims, through the gathering of evidence of Workcover fraud. This enables the employer, the business, to present evidence supporting their Workcover fraud suspicion, to the insurance fraud section, who may take further actions.
We are an experienced Brisbane private investigator service, an experienced Brisbane WorkCover investigator service, licensed, discreet, investigators.